Terms of Use

Terms of Use – Streams of Mercy

Website: https://streamsofmercy.com.ng/

Effective Date: October 16, 2026

Welcome to Streams of Mercy (https://streamsofmercy.com.ng/). These Terms of Use (“Terms”) govern your access to and use of our website, including its articles, prayers, devotionals, and other Christian resources.

By accessing or using this website, you agree to these Terms. If you do not agree with any part of them, please discontinue your use of the website.

1. Acceptance of These Terms

By using Streams of Mercy, you acknowledge that you have read and understood these Terms and agree to comply with them, together with our Privacy Policy and any other applicable policies published on this website.

These Terms apply to all visitors and users of Streams of Mercy.

2. About Streams of Mercy

Streams of Mercy is a Christian website dedicated to sharing faith-based resources that encourage prayer, spiritual growth, and a closer relationship with God.

Our content may include:

  • Daily prayers and prayer points.
  • Morning, evening, and night prayers.
  • Bible-based devotionals and reflections.
  • Prayers for family, healing, protection, provision, and spiritual growth.
  • Christian articles and inspirational messages.
  • Other resources intended to encourage faith and biblical understanding.

All content is provided for general informational, educational, and spiritual encouragement purposes. Our website is not a substitute for professional advice or personal pastoral guidance where needed.

3. Acceptable Use of the Website

You agree to use Streams of Mercy responsibly, lawfully, and in a manner that does not interfere with the rights of others or the operation of our website.

You may:

  • Read and access our publicly available content for personal use.
  • Share links to our articles and prayer resources.
  • Print reasonable portions of our content for personal, non-commercial use.
  • Share excerpts on social media with appropriate credit and a link to the original page, where practicable.

You may not:

  • Copy, reproduce, republish, or distribute substantial portions of our content without permission, except where permitted by applicable law.
  • Sell, license, or commercially exploit our content without prior authorization.
  • Remove copyright notices or falsely claim our content as your own.
  • Use bots, scrapers, or automated tools to collect website content in ways that violate applicable law, our rights, or reasonable access restrictions.
  • Attempt to gain unauthorized access to our website, server, accounts, or systems.
  • Introduce malware, harmful code, or other material intended to disrupt website operations.
  • Use the website for unlawful, fraudulent, abusive, or misleading purposes.
  • Submit content that infringes another person’s rights or contains unlawful threats, harassment, or malicious material.

We reserve the right to take reasonable steps to protect the website and enforce these Terms, subject to applicable law.

Unless otherwise stated, the original content published on Streams of Mercy, including articles, prayers, devotionals, written materials, graphics, logos, and website design elements, is owned by or appropriately licensed to Streams of Mercy and may be protected by copyright and other intellectual property laws.

You may share links to our pages and use our content as expressly permitted in these Terms or by applicable law.

You must obtain written permission before reproducing, adapting, republishing, distributing, or commercially using our original content beyond those permissions.

Requests for permission to use our content may be submitted through our Contact Us page.

Nothing in these Terms transfers ownership of our intellectual property to you.

5. User Submissions

You may choose to submit prayer requests, comments, testimonials, feedback, suggestions, or other information through our website.

By submitting content, you confirm that:

  • You have the right to submit it.
  • It does not knowingly infringe another person’s intellectual property, privacy, or other legal rights.
  • It does not contain unlawful, fraudulent, threatening, or malicious material.
  • You have considered the privacy implications of sharing personal or sensitive information.

You retain ownership of content you own and submit. However, to the extent necessary to operate the website and handle your submission, you grant Streams of Mercy a non-exclusive, royalty-free permission to receive, store, review, and use that content for the purpose for which it was submitted.

If you separately agree to have a testimonial or other submission published, you authorize its publication within the scope of that agreement. We will not treat a private prayer request as permission to publish it publicly.

Please do not include sensitive personal information about yourself or others unless it is necessary. We may remove or decline to publish submissions that are unlawful, inappropriate, or inconsistent with these Terms.

Our website may contain links to third-party websites, services, or resources for additional information and convenience.

These external websites are operated independently and may have their own terms, privacy policies, and practices. Streams of Mercy does not control and is not responsible for the availability, accuracy, content, security, or privacy practices of third-party websites.

A link to an external website does not necessarily mean that we endorse the website or its content. You are responsible for reviewing the applicable terms and policies before using third-party services.

7. Spiritual and General Information Disclaimer

Streams of Mercy provides prayers, devotionals, Bible reflections, and Christian resources to encourage faith and spiritual growth.

Although we make reasonable efforts to prepare helpful and accurate content, we do not guarantee that all information on the website will always be complete, current, error-free, or suitable for every individual’s circumstances.

Our content is not intended to replace:

  • Medical advice, diagnosis, or treatment from qualified healthcare professionals.
  • Mental health support from appropriately qualified professionals.
  • Legal advice from a qualified legal practitioner.
  • Financial advice from an appropriately qualified adviser.
  • Emergency services or other professional assistance when needed.

Prayer and spiritual encouragement may be meaningful parts of a person’s life, but they should not be used as a reason to delay necessary professional care or assistance.

Readers are encouraged to study the Bible, exercise their own judgment, and seek appropriate professional or pastoral guidance when necessary.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Streams of Mercy and the people responsible for operating the website will not be liable for losses or damages arising from your use of, or inability to use, the website or from your reliance on its content.

This includes, where legally permissible, indirect, incidental, consequential, or special losses associated with website interruptions, technical problems, errors, omissions, external links, or unauthorized access.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

Your use of the website is at your own discretion and risk. You remain responsible for how you use the information and resources provided.

9. Privacy and Personal Information

Your use of Streams of Mercy is also subject to our Privacy Policy, which explains how information may be collected, used, stored, and shared when you visit our website or contact us.

Please read our Privacy Policy here:

https://streamsofmercy.com.ng/privacy-policy/

By submitting information through our website, you should review the Privacy Policy to understand how your information may be handled.

10. Website Availability and Changes

We aim to keep Streams of Mercy accessible and useful, but we do not guarantee that the website will always be available, uninterrupted, secure, or free from technical errors.

We may modify, update, suspend, or discontinue any part of the website or its content when reasonably necessary, including for maintenance, security, operational, or editorial reasons.

Where appropriate, we will take reasonable steps to minimize disruption.

11. Changes to These Terms

We may revise these Terms from time to time to reflect changes in our website, services, or legal obligations.

Updated Terms will be published on this page, and the Effective Date will be revised when appropriate. Any changes will apply from the date they become effective, subject to applicable law.

We encourage you to review this page periodically. Your continued use of the website after revised Terms take effect indicates acceptance of the updated Terms to the extent permitted by law.

12. Governing Law

These Terms shall be interpreted in accordance with applicable law. Any disputes arising from the use of this website will be handled by the courts or other competent authorities with jurisdiction under the applicable legal rules.

Nothing in this section is intended to remove any rights or protections that cannot lawfully be excluded.

13. Contact Us

If you have questions about these Terms of Use, our website, or permissions to use our content, please contact us through our website.

Website:
https://streamsofmercy.com.ng/

Contact Us:
https://streamsofmercy.com.ng/contact-us/

Thank You for Visiting Streams of Mercy

Thank you for visiting Streams of Mercy and being part of our community of readers seeking faith, hope, and spiritual encouragement.

We hope our prayers, devotionals, and biblical resources help you grow in your relationship with God and encourage you to seek His wisdom in every season of life.

May the Lord strengthen your faith, guide your steps, fill your heart with peace, and remind you daily of His grace, mercy, and unfailing love.